How to Manage Money Info -
Your Money Managers are a debt management company and an injury claim company. We aim to offer a local high quality service, even to customers who aren't in our immediate area. We're not a big faceless firm with a huge call centre where you never speak to the same person every time you call. We are based in the city centre of Guildford and our shop is in the high street. Clients can and do pop in whenever they want, and we're always happy to see a friendly face.
If you are struggling to make payments on your debts then we can help. We're able to offer debt management plans and IVA's and we can also advise you on other debt solutions. There's no need to suffer in silence with debts. There is always a solution, and we've never seen a case where it was impossible to help and make the situation much better. There are many debt management companies but we feel we can offer you the best possible service as we're a small company and we aim to go the extra mile to help our clients.
If you have debts over £15,000 then an IVA (individual voluntary arrangement) may well be the best solution for you if you meet certain criteria. This arrangement lowers the amount you pay each month to an amount you can afford and writes of a large amount of your debt. Plans are for a fixed period for usually 5 (or sometimes 6) years, and any unpaid debt after this is written off by your creditors. This means that you know a fixed date when you will be debt free, and our clients find that it's a huge relief to have a fixed date for the end of their debts.
For debts between £5,000 and £15,000 a debt management plan is often the best solution. As a local debt management company we deal with debt management plans in-house. This means we're able to fully take charge of clearing your debts and helping you to be debt free quickly. Debt management doesn't write off any debts but it does reduce the payments to an amount that you can afford, and in most cases it stops the interest on your debts. What this means is that you can pay less for your debts and it's possible that they can be paid off quicker even with a lower payment because there is no interest to pay.
If you've been searching debt management companies to find the solution to your problems, then look no further. Get in touch today by filling out one of the contact forms on every page of our website, or give us a call. We'll listen to the details of your situation, we'll go through all the options with you, and together we'll work out which one is going to be the best for your circumstances. If it's something that we can help you with that's great, and if not we'll refer you to someone who can help. Contact us today and get back in charge of your finances.